M.C. Taylor recorded this spiritually devastating, austere antecedent to the widely celebrated Hiss Golden Messenger albums Haw (2013) and Poor Moon (2011) direct to a portable cassette recorder at the kitchen table of his pine-entwined home in rural Piedmont North Carolina in 2010. It was the dead of winter and the pit of the financial crisis, a moment when the dire ramifications of debt—in its economic, political, and personal senses - had assumed a rank immediacy and terror for many working people around the world, not least of all in the American South. Taylor, his one-year old boy Elijah sleeping in the next room, was compelled to chart the sacred valences of debt, doubt, and family in fresh ways, in the process stripping bare and reinventing his songwriting idiom. Bad Debt remastered by Chris Boerner at Kitchen Mastering. Artwork reimagined by Sam Smith (Lateness of Dancers).

CD - Debossed Wallet and Printed Insert.

LP - Debossed Jacket, Printed Insert and Download.